Life Cover & Life Income Cover
Insurance that pays you a lump sum if you die (Life Cover) or a monthly sum (Life Income Cover) if you're diagnosed with a terminal illness.
Life Cover & Life Income Cover is an easy and cost-effective way to provide for your family if you die or are diagnosed with a terminal illness.
It provides the following benefits:
- Provides a lump sum or monthly payment if you were to die or be diagnosed with a terminal illness.
- Provides a partial payment of the Life Cover or first month’s Life Income Cover sum insured immediately upon notification of death to assist with funeral expenses.
- An early partial payment of the Life Cover or three month’s Life Income Cover sum insured if you're diagnosed with one of the listed conditions under the Advance Terminal Illness Benefit.
- Access to our Chubb Life Client Benefits which offer a range of additional services.
Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. The information is current as at August 2022 and is subject to change.
Is Life Cover & Life Income Cover for me?
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Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf