Allows you to increase your sum insured by up to $250,000 if you experience a certain life event, without further assessment of your health.
These certain life events include getting married or entering a civil union, reaching 28 weeks gestation, giving birth to or legally adopting a child, getting an annual salary increase, taking out a mortgage or buying a property. For a full list of events covered, please refer to the terms and conditions of the Complete Disablement Cover. All increases under this benefit can't be more than 75 percent of the original Complete Disablement Cover sum insured. You must apply for the Life Events Benefit within 180 days of the event happening, or within 60 days of the anniversary date after the event happened. This benefit ends on your 60th birthday.
Why it's important
Allows you to keep your insurance up to date with your changing lifestyle, without providing any further evidence of your health.