Unsupported Browser

Your web browser appears to be outdated. Our website may not look quite right in it.

Please consider updating your browser to enjoy an optimal experience.

Skip to main content

21 Aug 2017

As globetrotting Kiwis, we love to travel; after all, it really is part of our DNA. As avid travelers, the odds are that a few of us are going to get into trouble during our travels, it’s simply an unfortunate possibility. With a little bit of planning in advance, you can make sure that you and your family are taken care of in case of any mishaps along your journey.

Take care

Traveling isn’t always the amazing travel stories you hear, it comes with a unique set of risks. Of course when you take the chance to head overseas, dangers can increase exponentially, especially depending on where you decide to travel. Here are our 4 common things to be aware of when you’re travelling overseas…

Food Poisoning

One of the best parts about travelling is new and exotic things. Dangerous food like Fugu in Japan or any kind of foreign food can affect your system when you’re on the road, especially if your immune system is compromised from travel. Different foods and water may have microorganisms that your body can’t handle. What ends up being extremely dangerous for your health is dehydration from the resulting diarrhea and vomiting that accompanies food poisoning.

As a traveler it’s not often easy to find the right medical help, which makes any medical condition even more precarious.

Vehicle Accidents

This includes car and bus crashes, and train derailments. When you travel to countries where the drivers drive on the opposite side of the road, it’s easy to see why accidents are one of the main serious injury threats to travelers.


Boats are vehicles, too, but despite falling under maritime disasters they are equally as worrisome. There have been numerous ferry accidents particularly in Asia, which is a very popular destination for Kiwis. Even Cruise Ships have known to be treacherous for tourists.


As an intrepid traveler, you need to be careful when you’re swimming in beaches, rivers, and lakes. Signs stating dangerous conditions might be in different languages that you don’t understand.

Whatever you do, don’t drink and swim! It’s a recipe for disaster.

What to do if there’s an accident

When Kiwis travel abroad, we leave behind our support systems such as trusted emergency services and medical facilities. The New Zealand government can only do so much where there is an accident abroad. They can provide consular services but must work within the legal and administrative processes of specific foreign countries.

When in doubt get travel insurance

All New Zealanders should travel with the right insurance to cover any costs of hospitalization and treatment, as well as costs that incur as a result of an accidental death.

Policies cover reasonable expenses and have an upper limit of cover, but there are some that offer 100% cover. Keep in mind that some policies may not pay out if the death is a result of a pre-existing medical condition. Go through the policy with a fine tooth comb to see what you’re covered for and what you aren’t.

As a traveler, the world is really your oyster. Even with the safety risks one might encounter, you don’t need to curb your intrepid nature. As a Kiwi, you’re a natural traveler at heart. With the right insurance policies, you’ll be protected in your backyard and while you travel overseas. For more information on our policies, visit our Travel Insurance page or Call us on 0800 881 675. Our experts can advise you on what you need from travel insurance so you can travel stress-free knowing that Cigna has your back.