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Mortgage Repayment Cover
Insurance that pays you a monthly sum to help cover your mortgage repayments, rent or to compensate you for lost income if you were to become disabled as a result of illness or injury.
Mortgage Repayment Cover helps relieve the financial responsibility of having to pay your mortgage or rent, by providing ongoing financial support, if you become disabled due to illness or injury and can no longer earn an income.
What's included
You can choose coverage
of up to 115% of your monthly rent or mortgage payments, or 45% of your annual
income
Receive a monthly payment while you're disabled as a result of an illness or injury
Includes a waiver of your waiting period if your disability returns within 12 months of going off claim
Includes a range of additional optional benefits to choose from to provide you with comprehensive coverage
Includes access to our Cigna Client Benefits which offers a range of additional services.
What's excluded
Intentional self-harm, including attempted suicide
Taking part in a criminal activity
Pregnancy or complications resulting from pregnancy, unless the disability lasts more than 90 days after the pregnancy
Not following the advice or treatment of, or under the regular care of, a medical practitioner
Important information
The information provided is a summary only of the product features and terms of cover. Please refer to the policy wordings for full details and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. The information is current as at November 2020 and is subject to change.
Cover tailored to your needs
Mortgage Repayment Cover provides several benefits that are built-in to the cover as well as some options you can choose to add at an additional cost, so it’s easy to tailor your cover to suit your needs and budget.
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Cover you can trust
We've been operating in New Zealand for over 100 years, and now protect more than 450,000 New Zealanders with our insurance policies.
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TALK TO A CIGNA ADVISER
Please fill in your details below and one of our advisers will contact you about mortgage repayment cover.
A Rated for our financial strength by A.M Best Company Inc
Cigna Life Insurance NZ Limited ("Cigna") has an A (Excellent) financial strength rating which was given by A.M Best Company Inc.
