Wedding planner checklist for New Zealand weddings
Planning a wedding can sometimes be a stressful journey, even if it is to celebrate one of the...
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Use our easy calculator to work out the amount of cover you’ll need to look after your family.
It’s easy to increase your insurance cover by up to 25% for special events like marriage, a new baby or mortgage - no further health questions required.
Your cover level and premium is adjusted, taking into account inflation each year - you decide if you need the extra cover.
10% off your first year’s premiums*.
Further healthy living discount of 10% off your initial and ongoing premiums.
30 day money back guarantee if you change your mind.
We’ll work with you from setting up a policy that suits you, through to timing your payments to suit your budget.
We know that claims time is emotional for our customers, and our team goes out of their way to make the claims process as simple and stress-free as possible.
You’ve probably heard about life insurance before but you may not completely understand what it is or how it works. Putting it plainly, life insurance is a financial safety net that is intended to catch those who depend on you if you were to pass away. It’s security that ensures that your loved ones do not get caught short, unable to maintain their current lifestyle, if you were no longer there to support them.
There are a few things you should know about life insurance before you decide to go ahead and purchase a policy of your own. You need to consider how much your family are likely to need if you were no longer there to support them financially. You might also need to determine if you would like an extra cover features included in your policy.
A Life Insurance policy is a contract between two signatories; the policy provider (the Insurance Company) and the policy owner (generally the person insured). A Life Insurance policy is an agreement that, in the event of the insured person's death, the Insurance company will pay the sum insured.
Everyone’s Life Insurance policy is different, depending on your age, your medical history and personal lifestyle. You should plan for you policy to best protect those you love from financial hardship in the event of a tragedy.
A claim is the term used for when a beneficiary of a Life Insurance policy requests payment of that policy. Generally, a claim is made on a life insurance policy, when the insured person passes away. However, in some cases it is possible to make an advance claim if the insured person is diagnosed with a terminal illness.
When it comes to claiming on a Life Insurance Policy we at Cigna do our best to ensure that the process runs as smoothly and efficiently as possible. We understand that making a claim on a Life Insurance policy, whether it be in the case of death, terminal illness diagnoses or critical illness, can be a very difficult time. Our staff are trained to offer compassion and support whilst also doing their best to get your claim assessed and paid out, as soon as possible, but we will need the family/estate claiming to provide the required documentation in order to assess the claim.