Complete Disablement Cover can help minimise the financial impact if you become completely disabled through illness or injury. A lump sum payment can allow you to make choices about your care or medical treatment.
Without insurance protection in place, you may only receive ACC cover or a basic sickness benefit which may not be enough to support yourself. If you lose your income, you may face extra costs on top of your regular expenses to assist you with your daily living, such as alterations to your house or personal care.
What's included:
Receive a lump sum amount if you become completely disabled as a result of illness or injury
Additional financial support towards the cost of returning to New Zealand if you become completely disabled while overseas
Provides additional cover towards the cost of accommodation and transport for having a support person with you if you need to travel away from your home area for treatment
Important information
The information provided is a summary only of the product features and terms of cover. Please refer to the policy wordings for full details and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. The information is current as at July 2020 and is subject to change.
Cover you can trust
We've been operating in New Zealand for over 100 years, and now protect more than 450,000 New Zealanders with our insurance policies.
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Cover tailored to your needs
Complete Disablement Cover provides several benefits that are built-in to the cover as well as some options you can choose to add at an additional cost, so it’s easy to tailor your cover to suit your needs and budget.
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A Rated for our financial strength by A.M Best Company Inc
Cigna Life Insurance NZ Limited ("Cigna") has an A (Excellent) financial strength rating which was given by A.M Best Company Inc.
