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What is Business Extra?

Have you ever stopped to think about what would happen to your business if you suddenly got sick and couldn't go to work? What if it was one of your business partners or an employee with specialised knowledge? How would this affect your business in the short term?

Business Extra is a contingency plan to protect your business should you or one of your key people become sick, disabled or die.

  • A more flexible business insurance solution designed to cover consequences not just events, with fluctuating payments

  • Sums insured to cover the financial impact on your business if a key person is unable to work

  • Tailor your insurance to your business needs

The information provided is only a summary of the product features and terms of cover. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. The information is current as at October 2021 and is subject to change.

Key features

Up to $50,000 if you or one of your key staff members becomes sick or disabled.

This means your cash flow is preserved because all of your monthly costs are met at a time when the income of your business has been reduced.

For each feature listed, special terms and conditions apply

This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at April 2021 and is subject to change.

Partial payments made to your business income if you are only able to work in a reduced capacity.

Helps you to ease back into full-time work by making sure that you do not suffer financially.

A series of lump sum payments so that you can cover major costs if a return to work is unlikely.

These are additional benefits outside of your normal insurance cover at no extra charge to you. You can apply for them for yourself, or your life assured and dependent children.

They include help for a variety of situations, such as:

  • Fitness or nutrition advice to help with your wellness journey

  • Counselling services for situations linked to a life event

  • Addiction services, from gambling to alcohol and smoking

  • General advice whether you need financial, legal or career advice

Up to $50,000 if you or one of your key staff members becomes sick or disabled.

This means your cash flow is preserved because all of your monthly costs are met at a time when the income of your business has been reduced.

For each feature listed, special terms and conditions apply

This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at April 2021 and is subject to change.

Partial payments made to your business income if you are only able to work in a reduced capacity.

Helps you to ease back into full-time work by making sure that you do not suffer financially.

A series of lump sum payments so that you can cover major costs if a return to work is unlikely.

These are additional benefits outside of your normal insurance cover at no extra charge to you. You can apply for them for yourself, or your life assured and dependent children.

They include help for a variety of situations, such as:

  • Fitness or nutrition advice to help with your wellness journey

  • Counselling services for situations linked to a life event

  • Addiction services, from gambling to alcohol and smoking

  • General advice whether you need financial, legal or career advice

Is Business Extra for me?

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Please note: by selecting ‘speak to an Independent Financial Adviser’ above, you authorise us to share your contact details with an authorised independent financial adviser in your area to discuss your insurance requirements

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