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Why do I need premium cover?

Premium Cover assists your business by paying for the cost of your policy for the entire time you are on claim meaning you have one less thing to budget for.

Premium cover provides the following built in benefits:

  • Total Disability Benefit
    Your premiums will be paid if you became totally disabled

  • Partial Disability Benefit
    Your premiums will be paid if you return to work on a part-time basis

  • Recurrent disability benefit
    Waiver of your waiting period if your disability recurs within 12 months of going off claim.

This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at April 2021 and is subject to change.