What is premium cover?
We'll pay your total insurance premiums if you, or a key person in your business becomes disabled and is unable to work
Why do I need premium cover?
Premium Cover assists your business by paying for the cost of your policy for the entire time you are on claim meaning you have one less thing to budget for.
Premium cover provides the following built in benefits:
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Disability Benefit
Your premiums for the policy will be paid for if you were totally disabled or if you returned to work with a partial disability
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Recurrent disability benefit
Waiver of your waiting period if your disability recurs within 12 months of going off claim.
This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at October 2021 and is subject to change.
Other business covers


Trauma cover
We’ll pay you a lump sum if you or a key person suffers from a defined serious illness


Complete disablement cover
We’ll pay you a lump sum if you or a key person within your business becomes completely disabled through illness or injury


Business overheads cover
Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury


Life cover
We’ll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness


Key person start up cover
We’ll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness
