Business overheads cover
Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury
Why do I need business overheads cover?
Business overheads cover removes some of the operational and financial strain of covering business expenses so you can focus on your recovery.
Overheads include fixed costs like rent, vehicle expenses and electricity.
Business overheads provides the following built in benefits:
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Total disability benefit
We'll pay a monthly benefit if you suffer from a total disability and are unable to work -
Recurrent disability benefit
We'll waive your waiting period if your disability recurs within six months of going off claim
This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at October 2021 and is subject to change.
Other business covers


Trauma cover
We’ll pay you a lump sum if you or a key person suffers from a defined serious illness


Complete disablement cover
We’ll pay you a lump sum if you or a key person within your business becomes completely disabled through illness or injury


Business overheads cover
Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury


Life cover
We’ll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness


Key person start up cover
If you or a key person are unable to work we’ll pay your business monthly to compensate for any losses
