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CIGNA Trauma

Insurance that goes to work when you can’t

A CIGNA Trauma insurance policy offers you a lump sum cash benefit in the event of a major health event, such as a heart attack or cancer, which prevents you from working.

A serious illness can be devastating to you and your family financially, as well as physically and emotionally. Many people believe ‘it will never happen to them’ and are completely unprepared for the financial strain when they are suddenly unable to work due to a trauma or critical illness.

With a CIGNA Trauma insurance policy, you can focus on your recovery knowing that your finances are secure. Subject to a 14-day survival period, you will receive a lump-sum cash benefit that you are free to spend as you wish. You could pay off your mortgage, take some time out with your family, or perhaps carry out any modifications you may need on your home as a result of your illness.

Like all Trauma Insurance policies, the conditions CIGNA covers are specific, including:

Listed Major Illnesses

  • Cancer, stroke, heart attack, coronary bypass surgery, major organ transplant, chronic kidney failure, chronic liver disease, chronic lung disease

Common Conditions

  • Initial, and final, diagnosis of Multiple Sclerosis, Parkinson’s, Alzheimer’s, Motor Neuron and Muscular Dystrophy
  • Loss of use of limb (includes hand or foot)
  • Permanent loss of sight in one eye

Conditions with major impact in Person Insured’s life such as:

  • Loss of use of multiple limbs
  • Permanent blindness in both eyes
  • Major head trauma

You’ll find more details about the conditions we cover and to what level in our policy wordings, or alternatively you can contact us to learn more.

A feature of CIGNA Trauma cover is that in the event you suffer a condition where you cannot undertake 2 activities of daily living for at least 6 months, then we will cover you - even if it is not a listed illness.

Activities of Daily Living include:

  • Bathing/showering
  • Dressing/undressing
  • Eating/drinking
  • Toileting to maintain personal hygiene
  • Moving from place to place by walking or a wheelchair or with a walking aid

You are in safe hands with CIGNA. We are part of CIGNA Corporation, a Fortune 500 company and one of the world’s largest publicly-owned insurance and financial services companies. We’ve been operating in New Zealand for over 85 years, and now protect over a quarter million Kiwis with our insurance policies.

To find out more about a CIGNA Trauma insurance policy or to arrange cover, call our team on 0800 244 007.

Download our CIGNA Trauma insurance brochure here.