Why do I need this?

Identity theft is now one of the fastest growing crimes around the world. It includes such things as using a stolen credit card or credit card number, right through to receiving money, goods or benefits by pretending to be someone else. Ultimately, the thieves can take a lot more than your money. They can take on your unique identity and potentially ruin your good name.

Identity theft is a crime that’s likely to cause frustration and financial loss for many unsuspecting Kiwis in the near future. It’s already become a large problem in Australia, with more than 4 million people being affected last year alone. CIGNA is the first to introduce standalone Identity Theft Insurance in New Zealand.

If your identity is stolen it can be an expensive, time consuming and emotionally draining time to reclaim your identity and make it unique again. Once you’ve signed up, the first thing you’ll receive is your current Veda credit file, showing your credit score. You’ll be provided with ongoing credit check alerts via post or email when an organisation completes any credit-related activity on your credit file. This way you’ll have an early warning if someone else is using your identity to apply for credit and you’ll be able to act before your credit file is negatively affected.