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PROTECTION FROM JUST $15 A MONTH

Financial strength rating

Cigna Life Insurance NZ Limited ("Cigna") has an A- (Excellent) financial strength rating which was given by A.M Best Company Inc. The rating scale is:

Secure Vulnerable
A++ A+ Superior B B- Fair
A A- Excellent C++ C+ Marginal
B++ B + Good C C- Weak
      D   Poor
      E   Under regulatory Supervision
      F   In Liquidation
      S   Suspended

LifeOne Insurance

You would protect your family no matter what. But what if you weren’t around anymore? Cigna can help you with LifeOne, life insurance that’s designed to fit your life, change when your life does and ensures that your family are taken care of after you're gone. It’s easy to apply for, easy to afford, and easy to change as your life does.

The benefits of Life Insurance with Cigna

It’s a flexible type of life insurance, and you may be eligible for a range of extra benefits including:

  • 10% off your first year’s premiums*
  • Further healthy living discount of 10% off your ongoing premiums
  • Cover increase of up to 25% for special events like marriage, a new baby or mortgage. 
  • Early pay out of up to 50% for critical illness so you can recover and support your family while you get better
  • Advanced funeral pay out
  • Early pay out for terminal illness to use for treatments or taking care of your family
  • Choosing when you pay your premiums to fit in with your budgeting
  • Yearly updates with your adjusted (due to inflation) cover level and your premium - it's your choice to take any extra cover
  • Immediate accidental death cover if you provide your payment details right away.

If you take out a LifeOne Insurance policy and you decide it's not for you, let us know within 30 days and we'll refund any insurance premiums that you've already paid - no questions asked. 

Take a look at our Cigna LifeOne brochure for more information, or read our Cigna LifeOne Insurance Policy Wording.

Calculate your Life Insurance cover

With LifeOne the amount of cover is up to you. So if you have assets or money tucked away, you might opt for lower cover. But if you have significant debt such as a mortgage, you can choose a higher level of cover so your family won't be burdened financially.

We've put together a simple calculator to work out how much LifeOne cover you may need to take care of your loved ones' financial future.

Apply online today or call our friendly Customer Service Team on 0800 900 047.

More information about Cigna’s Life Insurance policy

Death by suicide or intentional self-injury is not covered within 13 months of when your policy starts. In some cases we can't cover you for existing medical conditions but we'll take you through this in your application.

You'll find a full list of exclusions and everything else in the Cigna LifeOne Insurance policy wording and brochure.

If you applied for life insurance before 25 February 2014, your cover is slightly different - your policy wording is here.

 
* Offer ends 31st December 2014.