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Cigna Life Insurance NZ Limited ("Cigna") has an A- (Excellent) financial strength rating which was given by A.M Best Company Inc. The rating scale is:
|E||Under regulatory Supervision|
It’s a flexible type of life insurance, and you may be eligible for a range of extra benefits including:
If you take out a LifeOne Insurance policy and you decide it's not for you, let us know within 30 days and we'll refund any insurance premiums that you've already paid - no questions asked.
With LifeOne the amount of cover is up to you. So if you have assets or money tucked away, you might opt for lower cover. But if you have significant debt such as a mortgage, you can choose a higher level of cover so your family won't be burdened financially.
We've put together a simple calculator to work out how much LifeOne cover you may need to take care of your loved ones' financial future.
Apply online today or call our friendly Customer Service Team on 0800 244 009.
Death by suicide or intentional self-injury is not covered within 13 months of when your policy starts. In some cases we can't cover you for existing medical conditions but we'll take you through this in your application.
You'll find a full list of exclusions and everything else in the Cigna LifeOne Insurance policy wording and brochure.
If you applied for life insurance before 25 February 2014, your cover is slightly different - your policy wording is here.