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*This quote is for an office worker, please click quote button above for a quote based on your job.
This is a basic needs analysis and is intended as a guide only. It's not personalised financial advice.
Cover exactly what you need
If you're unable to work, things like groceries, power bills,
fuel and your rent or mortgage still need to be paid.
That's why we're making it easier to protect your family by
letting you decide how much cover you need. Our new Income
Protection calculator lets you input the weekly or monthly expenses
you want to cover and tailor how little you pay.
Whatever you choose, you can relax in the knowledge that our
Income Protection pays up to 75% of your usual earnings (to a
maximum of $10,000 per month).
We also reward you for healthy living, so you can look forward
to a $100 Healthy Living bonus after a year of no claims.
Calculate and buy online today and you'll save 10%. It can take
as little as 5 minutes and if you decide after 30 days the cover is
not for you, we'll refund your premiums - no questions asked.
For some special risk occupations, there is a maximum
monthly payout of $3,000.
We recommend you read the brochure and the policy wording for full product
Open to all NZ residents aged 18-59 working for 25 or more hours
conditions - claims that arise from a condition you had in the
two years before your Income protection cover start date are
Income Protection expires on the anniversary of your policy
after your 65th birthday.
We also suggest that you talk to your tax adviser regarding the
tax status of the policy premiums & benefits as they relate to
This information is of a general nature. If you would like
advice which takes account of your particular situation or goals,
please phone us on 0800 244 006.
Cigna Life Insurance NZ Limited ("Cigna") has an
A- (Excellent) financial strength rating which was given by A.M
Best Company Inc. The rating scale is:
||Under regulatory Supervision
**Qualifying criteria apply
***Offer ends on the 30th May 2013, partially completed
applications which are finalised after this date do not qualify for
this discount . Offer not available via the call centre. Offer
applies to new Income Protection customers only. Discount applies
for the life of the policy.